"Program to create CD covers and labels."
If you are looking for a program to help you create covers for the CDs you create or the CDs you copy, then what you need is CdCoverCreator. As you can clearly tell from its name, CdCoverCreator is a program to create all types of CD covers (front, back, inside, round disc labels etc), and you can even create a booklet with the song lyrics.
CdCoverCreator features a Creation Wizard to guide you step by step through the process. It can read the track lengths of an Audio CD, get album information from the Internet (from the famous CDDB website), read CD-Text, or create a directory structure for Data CDs. It can also offer you a "Match & Merge" tool for you to create your own playlists then copy them to a CD. You can then export that list to your Windows clipboard or save it as HTML.
CdCoverCreator has many different templates that you can use for a cover's basic layout (unless of course you have downloaded the cover already). Alternatively if you already possess the CD and wish to make a copy of it, you can scan the cover and integrate it with this program.